One thing that slows most loan applications down is document upload — finding a scanner or a clear photo of a physical document, then waiting for someone to manually read it. Kashtpe's application form skips that entirely: everything is entered as text.
What you'll need
Your 10-character PAN number, used to verify your identity. Your 12-digit Aadhar number, used as a supporting identity document. And your bank account details — account holder name, account number, IFSC code, and bank name — used to review your application and, if approved, to actually send you the money.
You'll also need basic personal details (name, phone, email, date of birth, education level) and employment details (type of employment, occupation, and monthly income), since those feed directly into the credit review.
The most common cause of delay
It isn't missing documents — it's small mismatches. A PAN number with a typo, a bank account number that's one digit off, an IFSC code that doesn't match the bank name you entered. None of these need a document scan to catch; they just need a careful second read before you hit submit.
Double-check your PAN and Aadhar numbers character-by-character, and confirm your IFSC code against your bank passbook or net banking portal rather than typing it from memory.